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Showing posts from July, 2017

Money Management for Creators & Hustlers: How to Take Control of Your Finances

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In today’s gig economy, many creators and hustlers, whether freelancers, artists, influencers, or side hustlers, are redefining how income is earned. While working for yourself brings freedom and creativity, it also comes with financial uncertainty and complexity. Without steady paychecks, benefits, or HR departments, you’re responsible for every cent earned and spent. If you're a creator or entrepreneur building your own path, managing money wisely is non-negotiable. Here’s a guide to help you budget, save, and thrive even with inconsistent income. 1. Budgeting for Inconsistent Income One of the toughest parts of being self-employed is dealing with fluctuating income. Some months you might make double your usual rate; other months, it’s radio silence. The key is to build a baseline budget that covers your essentials and prepare for low-income months. Tips: Know your bare minimum. Calculate the monthly amount needed for rent, food, transport, bills, and loan ...
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Types of Facial Mask for a Specific type of Skin and How to Use it

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Is advice you run a test on your skin that will enable you know the type of skin you have and possibly know the type of mask that will suit your skin. Facial Mask comes in various types, each is meant to treat or correct a particular skin abnormality, in attend to make the face beautiful. The most common masks in this part of the world include: Clay mask, Peel-off mask, Mint masks, Mud pack masks, Fruit masks and pure Herbal masks. The Herbal masks are often a mixture of native Chucks, Egg, Honey and a mixture of Oath milk for aged persons. Read: How to Beautify your Face with Facial Scrub Today According to Reader's Digest " Whether it's a cleanser, lotion, or mask—no skin-care product should cause burning or stinging. "This is often a sign that you're   allergic  to it," explains S. Manjula Jegasothy, MD, dermatologist and founder of Miami Skin Institute. Also known as contact dermatitis, this reaction is your skin's defense mechanism to s...
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How To Prevent Sunburn

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Sunburn is better prevented than treated. Besides being painful, sunburn ages the skin and puts people at greater risk for skin cancer. The sun's rays are at their peak between 11:00 A.M. to 3:00 P.M., so avoid being in the sun during those hours. Wearing protective clothing and using sunscreen offer the best protection against sunburn for those who must be in the sun. Do not rely on either of these things to protect against skin cancer. Sunscreen is an effective way to prevent sunburn. The sun protection factor (SPF) number on a sunscreen product will tell the user how effective the product is against the effects of the sun. A rating of SPF 2 is minimal protection, while an SPF rating of 30 or more is maximum protection and will not even allow tanning. Most physicians recommend a sunscreen of at least SPF 15 for adults and children. Sunscreen should be reapplied after extended time in the sun, excessive sweating, or swimming. School-age children should alwa...
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5 TOP SECRETS TO BECOME A SUCCESSFUL ENTREPRENEURIAL

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 SECRETS OF SUCCESSFUL ENTREPRENEURIAL  But in reality, successful entrepreneurs are almost always seen, felt, and heard in the business environment. There is/are specific familiar virtues shared by successful entrepreneurs or business owners, which set them apart from other packs. These are just the basic business principles that make an owner successful when identified and applied in a business entity.    google.com, 1.       BECOME A BEARER OF IDEAS FOR PROBLEM-SOLVING  The ability to identify problems and provide solutions to those problems is not a virtue for all Tom, Dick, and Harry. It's -only a few people see the same problem in an hour, but in a minute, they can come up with creative ideas that can solve such a problem.    The extra effort to translate problem-solving ideas into economic value makes you an entrepreneur. Therefore, the essential quality of a successful entrepreneur is to come up with id...
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ABOUT BLUME DISTRIBUTION LIMITED

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A LEADING DISTRIBUTION COMPANY IN NIGERIA    BLUME DISTRIBUTION LIMITED   is a private marketing, sales, and distribution company of Sonia Foods Industries Limited. The company is an industry lead in marketing, sales, and distribution of culinary food products.   They are into the production and packaged food categories: tomato paste, curry powder, thyme leaves and chilli pepper powder under the umbrella brand SONIA, and baked beans and non-dairy creamer, under the brand name KIVO. Blume Distribution Limited has a strong presence in local and national markets, with a broad network of retailers and distributors. Its commitment to quality and customer satisfaction has earned us a reputable position in the industry. Additionally, we continuously strive to expand our product portfolio and explore new market opportunities to meet the evolving demands of consumers.    While Sonia Foods Industries Limited focuses on the production aspect of the business, Blume Di...
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The Mindset of Money Makers: How Wealth Begins in the Mind

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  School of money making When it comes to financial success, strategies and tools play an important role, but the real transformation starts in your mind. While many chase a higher income, few understand the mindset that distinguishes long-term wealth builders from short-term income earners. In this article, we’ll explore the subtle but powerful beliefs that shape financial outcomes and how shifting your mindset can unlock new levels of prosperity. Wealth vs. Income: Understand the Difference Let’s start with a crucial distinction: income is what you earn , but wealth is what you keep and grow . Read Also:  MONEY-MAKING SCHOOL COURSE OUTLINE You can earn a six-figure salary and still live paycheck to paycheck if expenses, debt, and lifestyle inflation consume your earnings. Wealth, on the other hand, is the accumulation of assets that generate value over time, including investments, property, savings, equity, and business ownership. Money makers focus on building ...
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Side Hustles and Freelancing in 2025: Your Guide to Earning More on Your Terms

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  In today’s dynamic economy, relying on a single source of income is no longer enough for many people. Enter the world of side hustles and freelancin g , a flexible and increasingly profitable way to take control of your financial future. Whether you're looking to monetize your passion, build new skills, or simply earn extra cash, 2025 offers more opportunities than ever to get started. Let’s explore the top trending side hustles, where to launch them, how to craft a standout profile, win clients, and price your services for maximum return. Top Trending Side Hustles in 2025 The gig economy continues to grow, with new trends emerging as technology and consumer needs evolve. Here are some of the hottest side hustles in 2025: AI Content Prompting and Editing With the rise of AI-generated content, skilled prompt engineers and editors are in demand to refine and humanize content. Online Tutoring & Course Creation Platforms like Teachable and Skill...
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Foundation for Financial Empowerment: How Money Flows in the Economy

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  Understanding the Money Ecosystem: A Foundation for Financial Empowerment In today's dynamic world, money flows through a complex yet structured ecosystem. Understanding how this system works is crucial for anyone aiming to build lasting financial health. Whether you're starting your career, running a business, or planning for the future, grasping the movement of money and your role within it can significantly enhance your financial decision-making. Find out:  The Mindset of Money Makers: How Wealth Begins in the Mind How Money Flows in the Economy Money circulates in the economy through a continuous loop of earning, spending, investing, and saving. Governments, businesses, and consumers all play interconnected roles. Governments inject money through public spending and collect it via taxes. Businesses produce goods and services, paying wages and investing in operations. Consumers earn income and spend on products and services, fueling demand....
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SKILLS YOU NEED TO SUCCEED JOB HUSTLE

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  10 SKILLS YOU NEED TO SUCCEED SIDE  HUSTLE 1.                 Selling Skills                                          Image source: www.puzzlepartner.co   In the concepts of  Robert Kiyosaki , “If you can’t sell, you don’t make money!” Selling is a vital part of virtually any side hustle or creative effort. Entrepreneurs sell opportunities for investors and products to customers. Novelists sell the value of their ideas to agents, publishers, and eventually readers. If you want your creative goals to be more than a hobby, you need to start learning how to sell, and the best way I’ve found is through practice. In the University, I have a friend who worked as a Real Estate agent firm where most of his pay came from the commission, which pays his way out of school. As an introve...
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