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HOW TO GROW YOUR MONEY WITH THE RIGHT INVESTMENTS : Mutual Fund Investment

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  ALL YOU NEED TO KNOW ABOUT DOLLAR AND MONEY MARKET MUTUAL FUND INVESTMENT After our recent seminar on investment, a lot of participants have contacted me to write on the subject for easy reference. Thus, today we'll be focusing on money market and dollar mutual fund investments. Money market investments are short-term, highly liquid assets that provide a safe place to park cash. Dollar mutual funds, on the other hand, invest in a variety of short-term debt securities issued by the U.S. government, corporations, and municipalities. WHYSHOULD YOU CONSIDER INVESTING YOUR FUNDS? Investing your funds can potentially offer several benefits. Firstly, it allows your money to grow over time through the power of compounding. By putting your money into various investment vehicles like stocks, bonds, or real estate, you have the opportunity to earn returns that exceed traditional savings account interest rates. Secondly, investing helps you hedge against inflation. Over time, the purch...

Types of Facial Mask for a Specific type of Skin and How to Use it

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Is advice you run a test on your skin that will enable you know the type of skin you have and possibly know the type of mask that will suit your skin. Facial Mask comes in various types, each is meant to treat or correct a particular skin abnormality, in attend to make the face beautiful. The most common masks in this part of the world include: Clay mask, Peel-off mask, Mint masks, Mud pack masks, Fruit masks and pure Herbal masks. The Herbal masks are often a mixture of native Chucks, Egg, Honey and a mixture of Oath milk for aged persons. Read: How to Beautify your Face with Facial Scrub Today According to Reader's Digest " Whether it's a cleanser, lotion, or mask—no skin-care product should cause burning or stinging. "This is often a sign that you're   allergic  to it," explains S. Manjula Jegasothy, MD, dermatologist and founder of Miami Skin Institute. Also known as contact dermatitis, this reaction is your skin's defense mechanism to s...

How To Prevent Sunburn

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Sunburn is better prevented than treated. Besides being painful, sunburn ages the skin and puts people at greater risk for skin cancer. The sun's rays are at their peak between 11:00 A.M. to 3:00 P.M., so avoid being in the sun during those hours. Wearing protective clothing and using sunscreen offer the best protection against sunburn for those who must be in the sun. Do not rely on either of these things to protect against skin cancer. Sunscreen is an effective way to prevent sunburn. The sun protection factor (SPF) number on a sunscreen product will tell the user how effective the product is against the effects of the sun. A rating of SPF 2 is minimal protection, while an SPF rating of 30 or more is maximum protection and will not even allow tanning. Most physicians recommend a sunscreen of at least SPF 15 for adults and children. Sunscreen should be reapplied after extended time in the sun, excessive sweating, or swimming. School-age children should alwa...

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Types of Facial Mask for a Specific type of Skin and How to Use it

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