HOW TO GROW YOUR MONEY WITH THE RIGHT INVESTMENTS : Mutual Fund Investment

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  ALL YOU NEED TO KNOW ABOUT DOLLAR AND MONEY MARKET MUTUAL FUND INVESTMENT After our recent seminar on investment, a lot of participants have contacted me to write on the subject for easy reference. Thus, today we'll be focusing on money market and dollar mutual fund investments. Money market investments are short-term, highly liquid assets that provide a safe place to park cash. Dollar mutual funds, on the other hand, invest in a variety of short-term debt securities issued by the U.S. government, corporations, and municipalities. WHYSHOULD YOU CONSIDER INVESTING YOUR FUNDS? Investing your funds can potentially offer several benefits. Firstly, it allows your money to grow over time through the power of compounding. By putting your money into various investment vehicles like stocks, bonds, or real estate, you have the opportunity to earn returns that exceed traditional savings account interest rates. Secondly, investing helps you hedge against inflation. Over time, the purch

HOW TO MAKE YOUR SKIN SOFT AND BEAUTIFUL



Which of these compliments about your skin would you like?
o   Your skin is hard
o   Your skin is soft
o   Your skin is soft and smooth

A soft skin is not just the function of a healthy body but it is essentially important in your self-esteem.

There is nothing that can prevent your skin from drying out such as would a healthy lifestyle and skin care routine.

Growing a soft, supple and healthy skin is the result of proper diet, healthy lifestyle and following healthy routines.

You do not have to sweat yourself to get a celebrity product or saloon treatment to keep a beautiful, smooth, soft, supple and glowing skin.

With little effort and some few common products and routine you can also achieve the celebrity kind of skin beauty.


How to Have Soft, Smooth Skin

Exfoliate At Least Once a Week

Our skin has it natural mechanism of replacing older skin cells with new skin layers. To avoid this dead skin staying longer on our body and make our skin look dull we need to consider exfoliating our skin.

When we exfoliate assist in removing dead dirt, built-up oil, and dead skin cells we make our skin feel softer.

There are a number ways we can choose to exfoliate our skin and look beautiful:
Use exfoliating bath gloves/scrub sponge. You can purchase one or make one an organic loofah sponge.

Rub the gloves or scrub sponge gently over your body and don’t forget your torso and back. It is advisable to do this under a shower or running water.

Avoid scrubbing hard on your face and on sensitive areas such as the nipples and genitals.

You can also consider exfoliating by scrubbing your face with a mixture of coffee grounds and some mild soap, or an exfoliation product.

Exfoliating at least once a week can just be enough for your skin health, excess of that often cause skin irritation for some sensitive skin.

Products containing green tea extracts and glycolic acid can help in any resulting redness.

Some homemade examples include sugar scrub and honey and sugar scrub but there are many more varieties possible.




Wash Properly

It is a good practice to bath at least once every day. However, bathing too often, bathing for too long, or using hot water increase moisture and loss of your skin’s natural oil.

When your skin loses its moisture or oil it cause dry and flaky skin. So consider bathing with cool water. Using your hand or a soft cloth instead of a scrubber to apply soap can be a good practice.

After bathing clean your body with a towel but not much to leave the skin dry.


Shave Properly

It is a good practice to shave after bathing so that your skin can soften up and your skin pores can open up for an easy and clean shaving.

It is good to use shaving cream or gel and shaving stick with multiple blades. This practice is not for show but it is actually healthy.  A shaving stick with multiple blades glides smoothly through your skin and gets you a closer shave. The shaving cream helps avoid skin irritation.

Also shave downward, or in the direction of your hair growth to prevent skin irritation.
Treat razor burn with a warm compress, and always moisturize after shaving.


Moisturize Daily

Select a suitable moisturizer and use it often and regularly.

Preferably use a moisturizer that has plant-based oils and hydrating ingredients like cocoa butter, vitamin A, shea butter, vitamin E, lavender, and chamomile.

Apply moisturizer after bathing when your body is not completely dry for an effective soft skin result.

Other times when you can moisturize are after shaving, before makeup, after cleaning off makeup, and after doing dishes.

You can moisturize overnight if you have a very dry skin. This is how to: before bed, apply a heavy-duty moisturizing cream to dry areas like your feet, hands, and elbows. Then wear gloves, cotton socks, and wrap your elbows with a soft cloth.



Keep Makeup Brushes Clean

All too often ladies do not wash their makeup brushes. Regular use of a makeup brush without washing is unhygienic as they can harbor bacteria with time.

These bacteria can spread from the brush to one part of your body and then to another. Clogged pores, skin irritation and diseases can result.

Wash your makeup brushes weekly with liquid soap and warm water and allow them to dry out again before use.


Eat Well & Keep Skin Healthy

Eat healthy food for soft healthy skin. Healthy foods contain ingredients and nutrients that will keep your skin supple, radiant and feel younger.

Consider eating balanced diet containing fruits, vegetables, and whole grains, and some healthy fats which are skin friendly foods.

Other foods healthy for the skin are those with high water content such as watermelon, kiwi, celery, cantaloupe, apple, cucumber, and zucchini.

Foods containing vitamin C and zinc also aid collagen and elastin production. These foods help in proper blood circulation and passage of nutrients to the skin. They can be found in nuts and seeds, beans, dark leafy greens, citrus fruits, mushrooms, and berries.

Foods that have quantity of antioxidants like tomatoes, berries, red and yellow peppers, and other red, orange, and yellow foods help to reduce skin lines and wrinkles.


Drink Water Instead of Sugary Drinks.

Consuming a lot of water daily is very healthy for our health and keeps our skin looking moisturized.

Scientist says that we need to drink at least 8 times in a day, so we do not want to wait until we are dehydrated to drink up.

While they are lots of sugar in most fruits they are healthy for our body compared to the sugar found in soft drinks, which we need to avoid and are known to cause wrinkles and saggy skin.


Exercise Regularly

Regular exercise is good for our physical and mental health. It also circulates blood around our system and get nutrients to the skin making them functioning better, looking softer and healthy.

The sweat that comes from the workout also wipes clean dirt and bacteria from the skin surface, thus helping to clear skin pores.

Make sure to bathe after a workout to clean off sweat and dirt.


Get Enough Sleep

Sleep to some is a luxury. We want to consider sleeping as an important part of our health and physical appearance.

When we sleep growth hormones are secreted that produces collagen, a protein that keeps your skin taut, soft and wrinkle-free.

A good night of rest shouldn’t be considered a luxury, but as necessary for smooth and soft skin.


Use Skin-friendly Foods Topically

There are lots of foods that are good for eating and having a healthy skin, who can also perform wonders on our skin from the outside.

These skin-friendly foods can be applied on the skin and enhance our beauty.

For example, potatoes when applied to the skin can help reduce puffiness. Avocado mash can keep your skin looking fresh and plump.

Citrus fruits are another example that can serve as exfoliates. A pineapple mash are good to brighten the skin.

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