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Showing posts from May, 2023

Money Management for Creators & Hustlers: How to Take Control of Your Finances

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In today’s gig economy, many creators and hustlers, whether freelancers, artists, influencers, or side hustlers, are redefining how income is earned. While working for yourself brings freedom and creativity, it also comes with financial uncertainty and complexity. Without steady paychecks, benefits, or HR departments, you’re responsible for every cent earned and spent. If you're a creator or entrepreneur building your own path, managing money wisely is non-negotiable. Here’s a guide to help you budget, save, and thrive even with inconsistent income. 1. Budgeting for Inconsistent Income One of the toughest parts of being self-employed is dealing with fluctuating income. Some months you might make double your usual rate; other months, it’s radio silence. The key is to build a baseline budget that covers your essentials and prepare for low-income months. Tips: Know your bare minimum. Calculate the monthly amount needed for rent, food, transport, bills, and loan ...
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SFA PHONE POLICY - SALES WORKFORCE PHONE POLICY TEMPLATE

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 STAFF PHONE ALLOCATION POLICY  Employee Name: _________________________________________________________________ Pay Roll Name: __________________________________________________________________ Employee ID: ____________________________________________________________________ Email ID dedicated to Employee ID: ___________________________________________________ Purpose This policy addresses the actions that must be accepted by all Company (including employees on Payroll for company / Agent & any other firm that might engage with the use of SFA) employees who have a company-issued Smart Phone for work. All Employees are mandated to buy and dedicate  new SIM cards  on their own registered personal NIN against the Smart Phone handover, considering the strength of the Service provider (Network) in their irrespective markets. The company shall be liable to pay charges against buying and registering a new SIM card supported with proper Invoices . Other wa...
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5 TOP SECRETS TO BECOME A SUCCESSFUL ENTREPRENEURIAL

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 SECRETS OF SUCCESSFUL ENTREPRENEURIAL  But in reality, successful entrepreneurs are almost always seen, felt, and heard in the business environment. There is/are specific familiar virtues shared by successful entrepreneurs or business owners, which set them apart from other packs. These are just the basic business principles that make an owner successful when identified and applied in a business entity.    google.com, 1.       BECOME A BEARER OF IDEAS FOR PROBLEM-SOLVING  The ability to identify problems and provide solutions to those problems is not a virtue for all Tom, Dick, and Harry. It's -only a few people see the same problem in an hour, but in a minute, they can come up with creative ideas that can solve such a problem.    The extra effort to translate problem-solving ideas into economic value makes you an entrepreneur. Therefore, the essential quality of a successful entrepreneur is to come up with id...
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ABOUT BLUME DISTRIBUTION LIMITED

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A LEADING DISTRIBUTION COMPANY IN NIGERIA    BLUME DISTRIBUTION LIMITED   is a private marketing, sales, and distribution company of Sonia Foods Industries Limited. The company is an industry lead in marketing, sales, and distribution of culinary food products.   They are into the production and packaged food categories: tomato paste, curry powder, thyme leaves and chilli pepper powder under the umbrella brand SONIA, and baked beans and non-dairy creamer, under the brand name KIVO. Blume Distribution Limited has a strong presence in local and national markets, with a broad network of retailers and distributors. Its commitment to quality and customer satisfaction has earned us a reputable position in the industry. Additionally, we continuously strive to expand our product portfolio and explore new market opportunities to meet the evolving demands of consumers.    While Sonia Foods Industries Limited focuses on the production aspect of the business, Blume Di...
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The Mindset of Money Makers: How Wealth Begins in the Mind

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  School of money making When it comes to financial success, strategies and tools play an important role, but the real transformation starts in your mind. While many chase a higher income, few understand the mindset that distinguishes long-term wealth builders from short-term income earners. In this article, we’ll explore the subtle but powerful beliefs that shape financial outcomes and how shifting your mindset can unlock new levels of prosperity. Wealth vs. Income: Understand the Difference Let’s start with a crucial distinction: income is what you earn , but wealth is what you keep and grow . Read Also:  MONEY-MAKING SCHOOL COURSE OUTLINE You can earn a six-figure salary and still live paycheck to paycheck if expenses, debt, and lifestyle inflation consume your earnings. Wealth, on the other hand, is the accumulation of assets that generate value over time, including investments, property, savings, equity, and business ownership. Money makers focus on building ...
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Side Hustles and Freelancing in 2025: Your Guide to Earning More on Your Terms

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  In today’s dynamic economy, relying on a single source of income is no longer enough for many people. Enter the world of side hustles and freelancin g , a flexible and increasingly profitable way to take control of your financial future. Whether you're looking to monetize your passion, build new skills, or simply earn extra cash, 2025 offers more opportunities than ever to get started. Let’s explore the top trending side hustles, where to launch them, how to craft a standout profile, win clients, and price your services for maximum return. Top Trending Side Hustles in 2025 The gig economy continues to grow, with new trends emerging as technology and consumer needs evolve. Here are some of the hottest side hustles in 2025: AI Content Prompting and Editing With the rise of AI-generated content, skilled prompt engineers and editors are in demand to refine and humanize content. Online Tutoring & Course Creation Platforms like Teachable and Skill...
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Foundation for Financial Empowerment: How Money Flows in the Economy

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  Understanding the Money Ecosystem: A Foundation for Financial Empowerment In today's dynamic world, money flows through a complex yet structured ecosystem. Understanding how this system works is crucial for anyone aiming to build lasting financial health. Whether you're starting your career, running a business, or planning for the future, grasping the movement of money and your role within it can significantly enhance your financial decision-making. Find out:  The Mindset of Money Makers: How Wealth Begins in the Mind How Money Flows in the Economy Money circulates in the economy through a continuous loop of earning, spending, investing, and saving. Governments, businesses, and consumers all play interconnected roles. Governments inject money through public spending and collect it via taxes. Businesses produce goods and services, paying wages and investing in operations. Consumers earn income and spend on products and services, fueling demand....
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SKILLS YOU NEED TO SUCCEED JOB HUSTLE

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  10 SKILLS YOU NEED TO SUCCEED SIDE  HUSTLE 1.                 Selling Skills                                          Image source: www.puzzlepartner.co   In the concepts of  Robert Kiyosaki , “If you can’t sell, you don’t make money!” Selling is a vital part of virtually any side hustle or creative effort. Entrepreneurs sell opportunities for investors and products to customers. Novelists sell the value of their ideas to agents, publishers, and eventually readers. If you want your creative goals to be more than a hobby, you need to start learning how to sell, and the best way I’ve found is through practice. In the University, I have a friend who worked as a Real Estate agent firm where most of his pay came from the commission, which pays his way out of school. As an introve...
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